Terms and Conditions

Last updated: 28th October 2024

1. Acceptance of Terms

By accessing or using the Investabrick.com website (herein “Investabrick,” “Investabrick.com” “we,” “us,” or “our”) at www.investabrick.com, you signify that you agree to these Terms of Service, including any policies referenced. If you do not agree, please discontinue your use of Investabrick.

2. Modifications to the Terms

Investabrick reserves the right to modify these Terms of Service or any related policies at any time, effective upon posting. We encourage users to review the Terms periodically. Continued use of the Investabrick website after modifications indicates acceptance of the updated terms.

3. Website Use License

Investabrick grants you a limited, non-exclusive, non-transferable license to access and use the Investabrick.com website for personal and informational purposes. All content, including text, graphics, logos, images, and other materials, is proprietary to Investabrick and protected by copyright and trademark laws. Users may not copy, distribute, or create derivative works from the website content without explicit written permission.

4. User Registration and Account Security

Certain features of Investabrick may require you to register as a user. Upon registration, users receive an account designation and password, which they are responsible for keeping confidential. Users agree to notify Investabrick immediately of any unauthorized use of their account.

5. Investment Disclaimer

General Information Only: The information provided on Investabrick.com and any other Investabrick platform such as our Social Media channels, including values, forecasts, and other data, is for informational purposes only and does not constitute financial or investment advice. Content is provided on an “as-is” basis, with no warranties as to its accuracy, reliability, or completeness.

Professional Advice: Investabrick does not provide personalized financial advice. Users should consult a qualified advisor for investment decisions.

Risk Acknowledgment: By using Investabrick, you assume full responsibility for any investment decisions based on the information available on the website.

6. Limitation of Liability

To the fullest extent permitted by law, Investabrick and its affiliates disclaim all liability for any damages, including direct, indirect, incidental, special, or consequential damages, arising from or in connection with the use or inability to use the website. This includes, without limitation, damages for loss of profits or investment losses.

7. Indemnification

You agree to indemnify and hold harmless Investabrick, its affiliates, and employees from any claims, damages, liabilities, losses, costs, and expenses, including legal fees, arising out of your use of Investabrick or any violation of these Terms of Service.

8. Code of Conduct

When using Investabrick, you agree to follow these guidelines:

• Do not post or share any unlawful, harmful, or abusive content.
• Avoid impersonating others or misrepresenting affiliations.
• Respect copyright, trademark, and other intellectual property rights.
• Refrain from posting harmful software or unsolicited advertisements.
• Violating these rules may result in suspension or termination of access to Investabrick.

9. Content Submission

Ownership and License: Users retain ownership of any content they submit but grant Investabrick a perpetual, non-exclusive license to use, reproduce, publish, and display such content on the website.

Content Guidelines: Submissions must not infringe on others’ rights, including copyright and trademark rights. Investabrick reserves the right to delete any content that violates these Terms or is otherwise objectionable.

10. Information Accuracy and Reliability

Investabrick strives to provide accurate and up-to-date information, but we do not guarantee the completeness or reliability of any data. Users are encouraged to independently verify any values, prices, or other information found on the website.

11. Age Requirement

Investabrick is not intended for use by children under the age of 16. Any user under 16 is prohibited from submitting information or content to the site.

12. Termination

Investabrick reserves the right to terminate user access without notice for violations of these Terms or attempts to disrupt the website’s operation. Upon termination, Investabrick may delete user content at its discretion.

13. Links to Third-Party Websites

Investabrick may contain links to third-party websites, which are provided solely for convenience. Investabrick exercises no control over third-party sites and is not responsible for their content or availability.

14. Premium Membership Policy

Investabrick.com offers a premium membership option with a 30-day money-back guarantee for new subscribers who are unsatisfied with the service. Premium memberships are fulfilled online, providing immediate access upon subscription. Memberships may be cancelled at any time, with access retained until the end of the billing cycle.

Refund Policy: Refunds are available within 30 days of subscription start. Users must submit a refund request via email to help@investabrick.com to initiate the process.

Delivery Policy: Premium memberships provide instant online access.

Cancellation Policy: Users can cancel anytime, with premium access retained until the end of the billing cycle.

15. Consumer Rights

Users have the right to cancel their subscription within 14 days of purchase in accordance with the Consumer Contracts Regulations. To exercise this right, users must contact us at help@investabrick.com within the 14-day period. If a user chooses to cancel after this period, the 30-day money-back guarantee applies. Refunds will be processed within [30 days] of receiving the cancellation request.

16. Dispute Resolution and Governing Law

Informal Dispute Resolution: Investabrick is committed to addressing any concerns or disputes in a fair and efficient manner. If you experience any issues or have concerns related to our service, we encourage you to first contact us directly at help@investabrick.com to seek an informal resolution.

Alternative Dispute Resolution (ADR): If a resolution cannot be reached informally, we may suggest an independent Alternative Dispute Resolution (ADR) service to help mediate any outstanding concerns. ADR can provide a neutral forum to help both parties reach an agreement before pursuing more formal avenues.

Jurisdiction and Governing Law: These Terms, and any disputes or claims arising out of or in connection with them (including non-contractual disputes or claims), will be governed by and construed in accordance with the laws of England and Wales. You agree that the courts of England and Wales will have exclusive jurisdiction to resolve any disputes or claims.

Exceptions: If you are a consumer based outside of England and Wales, you may have certain mandatory rights as provided under your local laws. Nothing in these Terms affects your statutory rights under the law applicable to you as a consumer.

Fair and Accessible Terms: Investabrick is committed to ensuring that our dispute resolution process is fair, transparent, and accessible. Any changes to these Terms or to the Dispute Resolution process will be clearly communicated to all affected users.

17. Data Protection and GDPR Compliance

Investabrick is committed to protecting your personal data in accordance with the UK GDPR. You have the right to request access to your personal data, correct any inaccuracies, and request deletion of your data in certain circumstances. For more information on how we collect, use, and protect your personal information, please refer to our Privacy Policy at www.investabrick.com/privacy-policy.

18. Modifications

Investabrick reserves the right to update this disclaimer and the Terms of Service at any time. It is the responsibility of users to review the Terms periodically.

19. Contact Information

For any questions or concerns regarding these Terms or your rights, please contact us at:

Investabrick.com
Email: help@investabrick.com
Address: The Clock Tower, Dissington Hall, Dalton, Newcastle Upon Tyne. NE18 0AD

Acceptance of Terms and Conditions:

By continuing to access, browse, or use the Investabrick website, you acknowledge and agree to be bound by these Terms of Service, including all disclaimers, policies, and any related agreements incorporated herein by reference. Your use of our site and services constitutes your acceptance of these Terms, and you confirm that you have read, understood, and agreed to abide by them.

If you do not accept or agree with any part of these Terms, including any future updates, modifications, or revisions, please discontinue use of the Investabrick.com website immediately.

Investabrick reserves the right to modify these Terms at any time, and it is your responsibility to review them periodically for any changes. Continued use of our website or services following any updates to the Terms signifies your acceptance of those changes.